Personal advice. A wider perspective.
Your wealth.
Your retirement.
Your next chapter.
A clear financial plan for the life you want to lead.
I’m Russell Hammond. I help successful individuals and families bring their pensions, investments and wider wealth together—so the decisions you make support what matters most to you.
Book an initial conversation →Explore how I can help ↓
Start with what matters to you
Big questions.
Thoughtful answers.
Financial planning starts with your life. The numbers help us understand your options, weigh the trade-offs and decide what to do next.
Can I retire
with confidence?
Understand how your pensions and investments could support your lifestyle, now and throughout retirement.
Plan for retirement →Is my wealth
working together?
Give your investments, tax arrangements and wider assets a shared purpose within a coordinated plan.
See the whole picture →How can I support
my family’s future?
Balance the security you need with the help you want to give, during your lifetime and beyond.
Explore family wealth planning →Strategic Financial Planning
One life.
Many moving parts.
One connected plan.
Your pension choices affect your tax position. Your investment strategy affects your retirement income. Gifts to family affect the resources you have for later life.
I look at those decisions together, helping you understand where you stand and what your wealth could make possible.
Explore my planning approach →Clarity before decisions
What does your money
need to do for you?
- Today
- Your priorities, commitments and current arrangements.
- Tomorrow
- Your retirement, lifestyle and financial resilience.
- Beyond
- Your family, your legacy and the people you want to support.
Cashflow modelling helps turn the bigger picture into something you can explore and discuss.
Understand your options →Advice for every chapter
Your priorities set
the direction.
Whether you are building your wealth, approaching retirement or thinking about the next generation, the advice should fit your circumstances.
Building Wealth
Investment management, business-owner planning and tax-efficient structures, connected around your goals.
Explore Building Wealth →02 / PRESERVEPreserving Wealth
Retirement income, cashflow and later-life planning, with a focus on flexibility and long-term security.
Explore Preserving Wealth →03 / PASS ONPassing On Wealth
Inheritance tax, family wealth and estate-planning considerations, shaped around the legacy you want to leave.
Explore Passing On Wealth →The people behind the planning
What clients value.
Selected excerpts from client reviews published on my website and independently verified by VouchedFor.
“Russell has become a trusted adviser to both my wife and me, and I honestly cannot think of anything he could have done better.”Verified client · Aberdeenshire
“His explanations have always been straightforward, transparent and easy to understand, without ever overcomplicating matters.”Verified client · Osaka
“Whenever I have needed advice or support, he has always been available, approachable and willing to help.”Verified client · Norfolk
Meet Russell
Financial planning is personal.
So is my approach.
I bring more than 20 years’ experience to helping people make sense of their financial lives. My role is to listen carefully, explain clearly and help you make considered decisions.
As a Chartered Financial Planner, Chartered Investment Adviser and Fellow of both the Personal Finance Society and the Chartered Institute for Securities & Investment, I combine financial planning with investment expertise.
More about me →Working together
The scope of advice and fees are agreed before you decide whether to proceed.
International connections
When your wealth
crosses borders.
For internationally connected families and people returning to the UK, I help bring cross-border considerations into the wider financial plan.
Explore cross-border planning →Specialist knowledge
Already hold an
offshore investment bond?
Understand how your existing bond fits your objectives, from investments and charges to withdrawals and family planning.
Review your offshore bond →Ideas to inform your decisions